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For Northern NJ | December, 2025
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October Market Update In Southern Passaic & Bergen Counties: What to Expect Heading Into 2026
Market Insights: How the Housing Market is Shaping Up for the Holidays & 2026
As we head into the holiday season and prepare for the start of 2026, the housing market in Southern Passaic County and Bergen County, NJ is experiencing meaningful and long-awaited shifts. Whether you're buying or selling, understanding these trends can give you the confidence you need heading into the new year.
Growing Inventory in the Bergen County & Southern Passaic County Real Estate Market
After years of tight inventory, months of supply are finally increasing. More sellers are choosing to list their homes, giving buyers more opportunities and improving overall market balance.
Why this matters:
More homes = more choices for buyers
Less pressure on buyers to rush into a decision
Healthier competition among sellers (and stronger offers for well-prepared listings)
This inventory surge is something both buyers and real estate professionals in North Jersey have been anticipating for a long time.
Seller Preparation Is More Important Than Ever in North Jersey
With more homes hitting the market, sellers must make their homes stand out. This is where strategic pre-listing preparation becomes a major advantage.
Key seller strategies:
Pre-inspections to avoid surprises
Staging to highlight space & lifestyle
Strategic updates (kitchens, baths, flooring) that boost buyer appeal
Leveraging programs like Value Up, which help sellers prepare their homes for top-tier presentation
In a competitive market, the homes that show the best sell the fastest and for the strongest price.
What Buyers Can Expect as More Homes Hit the Market
Although inventory is growing, buyer activity is rising too—week over week.
Buyers can expect:
More options
Slightly more time to make decisions
Continued strong competition
A need to stay flexible & ready
With rising mortgage purchase applications, it’s clear buyers are returning in full force.
How Mortgage Rate Changes Affect Affordability
Mortgage rates remain a driving factor in buyer behavior.
Every time rates dip—even slightly—buyer affordability increases, bringing more shoppers back into the market. This creates bursts of activity and competitive windows, especially in popular towns across Bergen and Passaic Counties.
Buyers should:
Stay updated on daily rate changes
Understand their true affordability
Keep their pre-approval current
Real Estate Remains One of the Strongest Investments You Can Make
Despite headlines about rising prices, homeowners across North Jersey have seen rapid equity growth.
Whether you're updating a kitchen, refinishing floors, or preparing a home for sale, the money you put in often comes back — and then some.
Real estate continues to be one of the most reliable long-term wealth-building vehicles.
How Buyers & Sellers Can Win Heading Into 2026
For Buyers:
Stay diligent and flexible
Know your numbers (payment + rate sensitivity)
Be prepared to act quickly when the right home hits the market
For Sellers:
Prep your home thoroughly
Focus on presentation
Invest in improvements that pay off
Stand out from competing listings
Confidence comes from preparation — and the more you understand the market, the smoother your experience will be.
Have Questions? I'm Here to Help.
Whether you're buying or selling, I always offer complimentary consultations. You can text, DM, or schedule a call — whatever is easiest for you.
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Buyers Locked Out of Market
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Buying or Selling in Northern NJ? Don't miss out on our latest Fall SEGInsider - A full guide to the housing market in Northern NJ.
Report Cards by Town
Brought to you by Niche.com
Check out Niche's 2024 Best Places to Live in Bergen County here
Bergen County, NJ
Bergen County, New Jersey, has a population of 953,243 and is considered one of the best places to live in the state. Most residents own their homes, and the area offers many bars, restaurants, coffee shops, and parks. It attracts young professionals, with residents generally leaning liberal. The public schools in Bergen County are highly rated.
Tenafly, NJ
Tenafly, a suburb of New York City in Bergen County with a population of 15,299, is one of the best places to live in New Jersey. Most residents own their homes and enjoy a suburban feel with numerous restaurants, coffee shops, and parks. The town attracts families, and residents generally hold moderate political views. Tenafly’s public schools are highly rated.
Oradell, NJ
Oradell, a New York City suburb in Bergen County with a population of 8,208, is considered one of the best places to live in New Jersey. Residents enjoy a suburban feel, with most owning their homes. The town has plenty of coffee shops and parks and is popular among retirees. Oradell residents generally lean conservative, and the public schools are highly rated.
Hawthorne, NJ
Hawthorne, a suburb of New York City in Passaic County with a population of 19,456, offers a dense suburban feel with many restaurants, coffee shops, and parks. It attracts families and young professionals, with residents generally leaning liberal. The public schools are rated above average.
Demarest, NJ
Demarest, a New York City suburb in Bergen County with a population of 4,930, is considered one of the best places to live in New Jersey. It has a rural atmosphere, with most residents owning their homes. The community generally holds moderate political views, and the public schools are highly rated.
Closter, NJ
Closter, a New York City suburb in Bergen County with a population of 8,555, is highly rated as a place to live in New Jersey. It provides a rural feel, and most residents own their homes. The community tends toward moderate political views, and the public schools are highly rated.
Montvale, NJ
Montvale, a New York City suburb in Bergen County with a population of 8,413, is known as one of New Jersey’s top places to live. It offers a sparse suburban atmosphere, with most residents owning their homes. The area attracts many young professionals, and the community generally leans conservative. Montvale’s public schools are highly rated.
Upper Saddle River, NJ
Upper Saddle River, a New York City suburb in Bergen County with a population of 8,313, is highly rated as a place to live in New Jersey. It offers a rural feel, with most residents owning their homes and enjoying the town’s numerous parks. Residents tend to hold moderate political views, and the public schools are highly rated.
Woodcliff Lake, NJ
Woodcliff Lake, a New York City suburb in Bergen County with a population of 6,096, is highly regarded as a place to live in New Jersey. It provides a sparse suburban feel, with most residents owning their homes and enjoying many coffee shops and parks. The community leans conservative, and the public schools are highly rated.
Real Estate Insights, Home Tips & More
October Market Update In Southern Passaic & Bergen Counties: What to Expect Heading Into 2026
Market Insights: How the Housing Market is Shaping Up for the Holidays & 2026
As we head into the holiday season and prepare for the start of 2026, the housing market in Southern Passaic County and Bergen County, NJ is experiencing meaningful and long-awaited shifts. Whether you're buying or selling, understanding these trends can give you the confidence you need heading into the new year.
Growing Inventory in the Bergen County & Southern Passaic County Real Estate Market
After years of tight inventory, months of supply are finally increasing. More sellers are choosing to list their homes, giving buyers more opportunities and improving overall market balance.
Why this matters:
More homes = more choices for buyers
Less pressure on buyers to rush into a decision
Healthier competition among sellers (and stronger offers for well-prepared listings)
This inventory surge is something both buyers and real estate professionals in North Jersey have been anticipating for a long time.
Seller Preparation Is More Important Than Ever in North Jersey
With more homes hitting the market, sellers must make their homes stand out. This is where strategic pre-listing preparation becomes a major advantage.
Key seller strategies:
Pre-inspections to avoid surprises
Staging to highlight space & lifestyle
Strategic updates (kitchens, baths, flooring) that boost buyer appeal
Leveraging programs like Value Up, which help sellers prepare their homes for top-tier presentation
In a competitive market, the homes that show the best sell the fastest and for the strongest price.
What Buyers Can Expect as More Homes Hit the Market
Although inventory is growing, buyer activity is rising too—week over week.
Buyers can expect:
More options
Slightly more time to make decisions
Continued strong competition
A need to stay flexible & ready
With rising mortgage purchase applications, it’s clear buyers are returning in full force.
How Mortgage Rate Changes Affect Affordability
Mortgage rates remain a driving factor in buyer behavior.
Every time rates dip—even slightly—buyer affordability increases, bringing more shoppers back into the market. This creates bursts of activity and competitive windows, especially in popular towns across Bergen and Passaic Counties.
Buyers should:
Stay updated on daily rate changes
Understand their true affordability
Keep their pre-approval current
Real Estate Remains One of the Strongest Investments You Can Make
Despite headlines about rising prices, homeowners across North Jersey have seen rapid equity growth.
Whether you're updating a kitchen, refinishing floors, or preparing a home for sale, the money you put in often comes back — and then some.
Real estate continues to be one of the most reliable long-term wealth-building vehicles.
How Buyers & Sellers Can Win Heading Into 2026
For Buyers:
Stay diligent and flexible
Know your numbers (payment + rate sensitivity)
Be prepared to act quickly when the right home hits the market
For Sellers:
Prep your home thoroughly
Focus on presentation
Invest in improvements that pay off
Stand out from competing listings
Confidence comes from preparation — and the more you understand the market, the smoother your experience will be.
Have Questions? I'm Here to Help.
Whether you're buying or selling, I always offer complimentary consultations. You can text, DM, or schedule a call — whatever is easiest for you.
